Brookline, Massachusetts, consistently ranks as one of the most desirable, and expensive, places to live in the state. With its close proximity to Boston, excellent public services, and vibrant neighborhoods, Brookline offers an exceptional quality of life. However, that comes at a premium. In fact, some cost of living indexes rate Brookline as being up to 2.2 times more expensive than the national average. Here's a breakdown of key living expenses in Brookline, MA.
Housing Costs – The Dominant Expense
When evaluating the Brookline MA cost of living, housing emerges as the most significant factor. The average rent across all unit types is approximately $3,448 per month. Rental prices vary widely by apartment size:
Studio: ~$2,624/month
1-Bedroom: ~$3,244/month
2-Bedroom: ~$3,815/month
3-Bedroom: $4,700+/month
These figures consistently place Brookline among the most expensive rental markets in Massachusetts, with nearly 70% of rentals exceeding $3,000 per month.
Homebuyers face equally steep costs. Brookline housing prices have median values ranging between $1.14 and $1.82 million. The high property values translate into elevated monthly homeowner expenses, often surpassing $4,000 when accounting for mortgage payments, property taxes, and insurance.
Transportation in Brookline
Brookline transportation and utility costs also trend above national averages. Transportation is generally 6–8% higher than the U.S. average. While the town is efficiently connected via the MBTA Green Line and local buses, residents still often budget for commuter rail passes, ride-shares, and parking fees. This infrastructure helps mitigate some driving costs but does not eliminate them.
Food, Groceries, and Daily Necessities
Living expenses in Brookline, Massachusetts include grocery costs that are about 3% above average. Residents can expect to pay roughly:
Loaf of bread: ~$4.21
Gallon of milk: ~$4.90
Carton of eggs: ~$4.54
Other daily essentials and dining options are also priced higher than in other parts of the country, contributing noticeably to overall budgets.
Utilities and Healthcare
Utility costs in Brookline are affected by the regional climate and infrastructure and typically fall above the national average. Energy for heating and cooling, as well as water and waste services, adds a substantial monthly burden. Healthcare costs are around 34% higher than the U.S. average, making medical expenses a notable part of monthly planning.
Typical Monthly Budget Estimates
For individuals and families relocating to the area, it’s helpful to understand the financial commitment involved. Estimated monthly budgets are as follows:
Single person: ~$3,134–$3,789/month
Family of four: $7,000+/month
These estimates clearly reflect the premium lifestyle that comes with living in Brookline.
Income and Affordability
Brookline's median household income ranges between $140,000 and $145,000, which helps offset some of the area’s high cost of living. Still, for many residents, housing and basic expenses consume a large portion of income.
Brookline Rent vs. Buy Analysis
Approximately 54% of Brookline households are renter-occupied, while 46% are owner-occupied. Median gross rent, including utilities, hovers around $2,804 monthly. Considering the median home price, ownership requires significant upfront investment but may offer long-term equity and potential tax benefits.
For those considering a move, working with a Brookline moving company familiar with local logistics can simplify the transition and help reduce relocation stress.
How Brookline Compares Nationally
Relative to other U.S. cities, Brookline’s cost of living, particularly housing, is among the highest. When compared statewide, it competes with the priciest regions outside of downtown Boston, drawing in professionals and families who prioritize access to urban amenities and quality education.
Final Thoughts
Brookline, MA, offers a high standard of living, excellent transit options, and proximity to Boston’s workplaces and amenities. But this lifestyle comes at a cost. Prospective residents should carefully evaluate their housing choices, transportation needs, and income levels before moving to this upscale suburban community.
