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How McGilberry & Shirer Protect Your Rights Against Insurance Companies

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Navigating the aftermath of an accident can be overwhelming. As medical bills mount and the stress of recovering takes its toll, dealing with insurance companies adds another layer of complexity. Often, these companies prioritize minimizing payouts rather than ensuring fair compensation for victims. This is where McGilberry & Shirer steps in, offering experienced legal representation to protect your rights and fight for the justice you deserve.

The Challenges of Dealing with Insurance Companies

Insurance companies are businesses, and their primary goal is to protect their bottom line. This often means reducing the amount they pay to claimants, even when those claims are valid. Here are some tactics insurance companies commonly use:

1. Offering Quick, Lowball Settlements

Adjusters may approach you shortly after an accident with an offer that seems reasonable but is far less than what you are entitled to. This tactic aims to close the case quickly before you understand the full extent of your injuries and damages.

2. Denying Liability

Insurers may argue that their policyholder was not at fault, attempting to deny your claim entirely. Without legal expertise, refuting these arguments can be challenging.

3. Delaying Claims Processing

Some companies delay claims intentionally, hoping victims will settle for less out of frustration or financial necessity.

4. Misrepresenting Policy Terms

Insurers might misinterpret or misrepresent the language of their policies to minimize payouts.

5. Using Your Statements Against You

Anything you say to an adjuster can be used to dispute your claim. Even casual remarks can be misconstrued to suggest partial fault.

How McGilberry & Shirer Protects You

When facing these tactics, having an experienced legal team like McGilberry & Shirer on your side can make all the difference. With over 60 years of combined experience, their attorneys are dedicated to safeguarding your rights and ensuring you receive fair compensation.

1. Comprehensive Case Evaluation

McGilberry & Shirer begins by thoroughly reviewing your case. They gather all necessary evidence, including medical records, police reports, witness statements, and photographs, to build a strong allstate claims.

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2. Handling All Communications

Once McGilberry & Shirer represents you, they handle all communication with the insurance company. This ensures that you won’t inadvertently say something that could harm your case.

3. Investigating the Accident

The firm conducts an in-depth investigation to establish liability and gather critical evidence. Whether the case involves a car accident, truck accident, or premise liability, McGilberry & Shirer ensures all angles are covered.

4. Negotiating Fair Settlements

With their extensive experience, the attorneys at McGilberry & Shirer are skilled negotiators who know the tactics insurers use. They fight for the compensation you deserve, covering medical bills, lost wages, pain and suffering, and more.

5. Taking Cases to Trial When Necessary

If the insurance company refuses to offer a fair settlement, McGilberry & Shirer is prepared to take your case to court. Their proven track record in litigation ensures you have strong representation every step of the way.

Why Legal Representation is Essential

Filing a personal injury claim without legal representation often puts victims at a disadvantage. Insurance companies have experienced adjusters and legal teams working to minimize payouts. By hiring McGilberry & Shirer, you level the playing field.

Maximizing Compensation

Experienced attorneys understand the true value of your claim. They account for not just current medical expenses but also future treatment costs, lost earning potential, and non-economic damages like emotional distress.

Understanding Legal Deadlines

Texas has strict statutes of limitations for personal injury claims. McGilberry & Shirer ensures all deadlines are met, protecting your right to compensation.

Minimizing Stress

Dealing with insurance companies while recovering from an injury can be overwhelming. McGilberry & Shirer handles the legal and administrative aspects of your case, allowing you to focus on healing.

Real-World Examples: How McGilberry & Shirer Have Helped Clients

Case 1: Car Accident Victim with Severe Injuries

A Dallas resident injured in a car accident was offered a low settlement by the at-fault driver’s insurance company. McGilberry & Shirer stepped in, conducted an independent investigation, and negotiated a settlement three times higher than the initial offer, covering all medical expenses and lost wages.

Case 2: Premises Liability Claim

After a slip-and-fall accident in Fort Worth, the property owner’s insurer denied liability, blaming the victim for not being careful. McGilberry & Shirer gathered video footage and eyewitness testimonies to prove negligence. The client received a substantial settlement without going to trial.

Case 3: Truck Accident Case

A Plano resident injured in a truck accident faced pushback from a trucking company’s insurer, which tried to deny fault. McGilberry & Shirer’s team reconstructed the accident, proving the truck driver’s negligence. The case resulted in a significant payout for the client.

Tips for Dealing with Insurance Companies

Even with legal representation, understanding how to interact with insurers can strengthen your claim.

  • Avoid Speaking Directly to Adjusters
    Refer all inquiries to your attorney to prevent unintentional admissions.

  • Document Everything
    Keep detailed records of medical visits, lost workdays, and expenses related to the accident.

  • Don’t Accept Early Offers
    Consult with McGilberry & Shirer before agreeing to any settlement.

  • Stay Off Social Media
    Insurers may use your social media posts to challenge the severity of your injuries or dispute your claim.

The McGilberry & Shirer Advantage

Choosing McGilberry & Shirer means partnering with a team that:

1. Has Over Six Decades of Experience

  • Proven expertise in handling complex personal injury cases.

2. Fights Aggressively for Fair Settlements

  • Ensures you receive the maximum compensation for your damages.

3. Is Client-Focused

  • Prioritizes your well-being, providing personalized attention and guidance.

4. Works on a Contingency Basis

  • No upfront fees; you pay only if your case is successful.

Protect your rights and secure the compensation you deserve. Contact McGilberry & Shirer today for a free consultation. With their proven track record and commitment to justice, they are the trusted personal injury attorneys in Dallas and Fort Worth. Let them fight for you while you focus on recovery.

author

Chris Bates

STEWARTVILLE

JERSEY SHORE WEEKEND

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